Member Exclusive Perks

As a not-for-profit financial institution, we can focus on delivering better services for our member-owners. We pour our earnings into providing you with special member benefits — including better rates, products, services, and discounts.


Member Discounts & Benefits

Beech Bend Discount Tickets

Enjoy the summer at Beech Bend with discounts! Save $20 on Adult tickets per person or Save $12 on Child/Senior tickets per person.

Visit their website and enter this promo code at checkout: S1CU

Credit Building

We offer many options to help you build your credit. You can meet with a Credit Counselor for free and review your Credit Report, Score, history, and goals. Another popular option is to have a Credit Builder Loan; this option is subject to approval, visit the link to learn more.

Credit Monitoring

Included with select Checking accounts, this benefit is provided by NXG Strategies and details can be reviewed at socu.nxgstrategies.com or you can call (866)647-6223. Registration requires an Enrollment ID provided by Service One Credit Union, please contact (270)796-8500 to receive a unique Member ID.

Dark Web Monitoring

Included with select Checking Accounts, this benefit is provided by NXG Strategies and details can be reviewed at socu.nxgstrategies.com or you can call (866)647-6223. Registration requires an Enrollment ID provided by Service One Credit Union, please contact (270)796-8500 to receive a unique Member ID.

Dark Web Monitoring is an intelligent and proactive identity theft detection solution that searches for compromised information across the deep and dark web. If any of your registered information is detected in this environment as being used or transacted fraudulently, you will be alerted and provided with corrective actions. This service also provides easy, secure online storage of your credential data for retrieval in the event of theft of a purse or wallet, or home disaster.

Financial Counseling

You can meet with a Credit Counselor for free and review your Credit Report, Score, history, and goals.

Holiday World Discount Tickets

Enjoy the summer at Holiday World with discounts! Visit this site and enter the following:

Username – Holiday2058

Password – World2058

Identity Theft Protection

Included with select Checking accounts, this benefit is provided by NXG Strategies and details can be reviewed at socu.nxgstrategies.com or you can call (866)647-6223. Registration requires an Enrollment ID provided by Service One Credit Union, please contact (270)796-8500to receive a unique Member ID.

Identity Theft expense reimbursement insurance up to $25,000 for out-of-pocket expenses incurred during the recovery process.

Lower Loan Interest Rates

If you are dreaming of a new home, car or bike, or even a teddy bear, Service One offers great rates. You can apply online and get a quick response.

Nationwide ATM Access

Surcharge-free access to your money, almost anywhere.

Teacher Grants

Each year we award twelve (12) $250 classroom supply grants for K-12 teachers who meet all criteria and are blind selected by a committee. Applications open August 15 - September 30 annually. Teachers will be notified by October 15. Checks are made payable to the teacher and mailed to the teacher's school. Apply For A Teacher Grant Here

TruStage Insurance

The TruStage Auto & Home Program gives you access to instant quotes and a potential discount. And you could save even more if you combine policies. Get free quotes from a licensed agent.

Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood of repairs increases. Mechanical Repair Protection can help you limit out-of-pocket costs for covered breakdowns.

ZOGO Financial Education Tool

Service One is now partnering with Zogo to bring a fun, new financial education tool to our members!

Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons on intelligently saving, spending, and managing their own money. Level up and earn while you learn with real-life rewards, such as gift cards to your favorite stores.

Coin Counter Service

Our ByPass Branch location has a coin counter for our members. You can sort your coins and get a total to deposit or receive cash back. Stop by with your spare change and see how much you have saved.

Round Up

Enjoy instant savings with our “Round-Up Savings” program.

This is a voluntary program designed to "Round-Up" your debit card purchase transactions to the next highest dollar. The "Round-Up" amount is withdrawn separately from your checking account and deposited to your savings account daily. You still have full access to your money.

Fast Cash

A lower interest alternative to payday loans. Learn more about Fast Cash!

Skip A Payment

Service One Credit Union allows qualifying members to skip one loan or credit card payment to those who qualify when the offer is open in June or November. You’ll get the financial break you need without hurting your credit or defaulting on the loan. However, your loan or balance payment plan will extend for another month, and the interest on the skipped payment will be integrated into the principal of your loan or bill.

Scholarship Opportunities

We offer college scholarships for New Students and Returning Students.

New Students: Applications open March 1 – 31 annually. High school seniors planning to attend Southcentral Kentucky Community and Technical College (SKYCTC) or Western Kentucky University (WKU) may apply for a Service One scholarship. We award four (4) $1,000 scholarships to high school seniors who meet all criteria and are blind selected by a committee.

Returning Students: Applications open April 15 – May 31 annually. Returning students at WKU may apply for a Service One scholarship. We award five (5) $2,000 scholarships to returning WKU students who meet all criteria and are blind selected by a committee.

Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.

Just for you

Exclusive member only benefits.

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Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.

Upsell Section

Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.

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