Your credit union membership brings more than great auto loan rates!
Auto loan pre-approval can help you avoid dealership confusion and save on fees. Shop for your next vehicle with confidence and the best rate! We offer no prepayment penalties and no down payment (with credit approval). If you have a loan from another financial institution, we can help you refinance it, which could lead to lower payments or a quicker payoff.
Your credit union membership brings you the best local rate with the least amount of hassle.
Our auto loan program includes:
|
New, Used, or Refinanced Loans |
Up to 100% financing including license and fees |
Terms up to 84 months available |
Online Application and e-signature |
Flexible rates and terms with up to 90 days until your first payment |
A special program designed for recent high school or college graduates |
Shop for a Car
Car shopping made simple!
Pre-Approval
Negotiate a better price on your auto with pre-approval.
Refinance Calculator
Estimate your monthly payment to see if you can save money by refinancing with us.
Graduate Auto Loan Program
Congratulations, grads!
You’re on your way to new beginnings, and now is a good time to start considering your financial future. Establishing a strong credit history is the beginning, and an auto loan makes a great first step. If you’ve recently graduated, our Graduate Auto Loan Program can help as you enter the next stage of your life.
Program Qualifications and Conditions:
No previous auto loan history in the credit bureau
No derogatory credit
Debt to Income 38% or less
Provide 5% cash down payment of total purchase price (minus rebates)
College Grads:
Must provide a copy of degree or college transcript from a two or four-year accredited college or university
Must provide proof of income - pay stub or commitment letter from the employer
Maximum loan amount $35,000
High School Grads:
Must be at least 18 years old and provide a copy of high school diploma or transcript
Must have had a full-time job (32 hours a week or more) for the past six months
Must provide proof of income - pay stub from the employer
Maximum loan amount $30,000
Auto Loan FAQs
Why is getting pre-approved for an auto loan recommended?
Car shopping can be difficult when you’re not sure what you can afford. With our pre-approval process, you can shop smarter by knowing exactly your price range. Oftentimes, you can also negotiate a better sales price! Save time and money by getting pre-approved for an auto loan with no application fee, low rates, and no prepayment penalty – along with no payment due for up to 90 days!
What is Mechanical Repair Coverage?
As vehicles get older and miles add up, the likelihood of repairs increases. Mechanical Repair Protection can help you limit out-of-pocket costs for covered breakdowns. Mechanical Repair Protection can help limit the cost of repairs. You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Protection (MRP) can help you limit the cost of any protected breakdowns. You pay only the applicable deductible, if any. MRP can help lighten the financial burden for you and the people you care about. Get MRP today so you can worry a little less about tomorrow.
Ready to Apply for Your New Vehicle?
Mechanical Repair Protection is provided and administered by Consumer ProgramAdministrators, Inc. in all states except CA, where protection is offered as payment protection by Virginia Surety Company, Inc., in WA, where protection is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA , and OK, where protection is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License#60023 and Oklahoma License #44198051), alllocated at 175 West Jackson Blvd., Chicago, Illinois 60604, 800.752.6265. This protection is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Protection is offered as protection (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Protection varies by state. Replacement parts may be used or remanufactured. Be sure to read the Vehicle Service Contract or the Protection Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.2-1020-1122 © CUNA Mutual Group 2020