Quick access to cash from $500 - $2,000
Service One Credit Union understands emergencies happen! We are here to help you get the cash you need without the high-interest rate and high fees. Avoid Predatory Payday Loans. Check out this lower interest rate alternative.
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Quick access to cash as low as 12% APR* |
Get a 1% rate discount with Auto-Pay |
A Membership Plus+
Your credit union membership gives you access to help!
Build Your Credit
Reports to credit bureaus to boost your credit score.
Build Your Savings
Our Fast Cash program is designed to also help you build your savings for the next emergency.
Fast Cash FAQs
How much can I borrow?
Fast Cash Loans are available from $500 to $2,000 with up to twenty-four (24) months repayment terms.
How many Fast Cash Loans can I have open at one time?
Members can have no more than one (1) Fast Cash balance outstanding at a time.
Get the most of your membership with Exclusive Perks
*APR = Annual Percentage Rate. Fast Cash Loans are limited to one loan every six months. Rates, terms, and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans are subject to credit qualifications and approval.
** To qualify for a Fast Cash Loan, you must: Be a Service One Credit Union member in good standing, have a direct deposit of your paycheck into a Service One Credit Union account, provide 2-week proof of income such as a pay stub(s) or account statement, have not taken out a Fast Cash Loan in the last six months, have no more than one (1) Fast Cash balance outstanding at a time. Fast Cash Loans are available from $500 to $2,000 with up to twenty-four (24) months repayment terms. Half of the loan amount is available immediately; the other half is deposited into a Service One Credit Union savings account and held until the loan is paid in full. The savings account balance is released to the member after the loan is paid in full.