Qualifications for Membership:

If you or someone you’re related to lives, works, worships, or attends school in any of the counties in our service area, then you qualify for membership! Our service area includes the following counties in Kentucky: Allen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, & Warren.

Applying is fast and easy!

You will need the following information in order to complete the application:


Government-issued ID/Driver’s License/State ID or Passport with Current Address

Social Security Number

Your Complete Physical and Mailing Address

Date of Birth

Confirm your eligibility

Our service area includes the following counties in Kentucky: Allen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, & Warren.

Make a Minimum of $25 Deposit

Joining Service One Credit Union requires opening a savings account with a minimum balance of $25.00. Once you become a member, you are always a member as long as you remain in good standing.

Get Started Online!

You will need the following information in order to complete the application:

  • Government-issued ID/Driver’s License/State ID or Passport with current address

  • Your complete physical and mailing address

  • Social Security Number

What counties does SOCU serve?

Our service area includes the following counties in Kentucky: Allen, Barren, Butler, Caldwell, Christian, Crittenden, Edmonson, Hart, Hopkins, Logan, Livingston, Lyon, Metcalfe, Monroe, Muhlenberg, Simpson, Todd, Trigg, & Warren.

Why do I have to open a savings account?

A share savings account is the foundation of your Service One Credit Union membership and opens the door to all that the credit union offers. A deposit of $25.00 into this account entitles you to one share of the credit union. Now, as a member owner, you can take advantage of all of the financial products and services offered by the credit union.
View all of our Membership Perks


Important Membership Information

Service One Credit Union is not-for-profit and owned by its members. Service One Credit Union is insured by the National Credit Union Association (NCUA). Joining Service One Credit Union requires opening a savings account with a minimum balance of $25.00. Once you become a member, you are always a member, as long as you remain in good standing.

USA Patriot Act Information

To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including joint owners. When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you.

Important Membership Information
Service One Credit Union is not-for-profit and owned by its members. Service One Credit Union is insured by the National Credit Union Association (NCUA). Joining Service One Credit Union requires opening a savings account with a minimum balance of $25.00. Once you become a member, you are always a member, as long as you remain in good standing.

USA Patriot Act Information
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account, including joint owners. When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you.

Suggested Reading