Member Exclusive Perks
As a not-for-profit financial institution, we can focus on delivering better services for our member-owners. We pour our earnings into providing you with special member benefits — including better rates, products, services, and discounts.
Member Discounts & Benefits
Lower Loan Interest Rates
If you are dreaming of a new home, car or bike, or even a teddy bear, Service One offers great rates. You can apply online and get a quick response.
Nationwide ATM Access
Surcharge-free access to your money, almost anywhere.
TruStage Insurance
The TruStage Auto & Home Program gives you access to instant quotes and a potential discount. And you could save even more if you combine policies. Get free quotes from a licensed agent.
Mechanical Repair Coverage
As vehicles get older and miles add up, the likelihood of repairs increases. Mechanical Repair Protection can help you limit out-of-pocket costs for covered breakdowns.
ZOGO Financial Education Tool
Service One is now partnering with Zogo to bring a fun, new financial education tool to our members!
Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons on intelligently saving, spending, and managing their own money. Level up and earn while you learn with real-life rewards, such as gift cards to your favorite stores.
Coin Counter Service
Our ByPass Branch location has a coin counter for our members. You can sort your coins and get a total to deposit or receive cash back. Stop by with your spare change and see how much you have saved.
Round Up
Enjoy instant savings with our “Round-Up Savings” program.
This is a voluntary program designed to "Round-Up" your debit card purchase transactions to the next highest dollar. The "Round-Up" amount is withdrawn separately from your checking account and deposited to your savings account daily. You still have full access to your money.
Fast Cash
A lower interest alternative to payday loans. Learn more about Fast Cash!
Financial Counseling
Information Coming Soon!
Skip A Payment
Service One Credit Union allows qualifying members to skip one loan or credit card payment to those who qualify when the offer is open in June or November. You’ll get the financial break you need without hurting your credit or defaulting on the loan. However, your loan or balance payment plan will extend for another month, and the interest on the skipped payment will be integrated into the principal of your loan or bill.
Teacher Grants
Information Coming Soon!
Scholarship Opportunities
High school seniors planning to attend Southcentral Kentucky Community and Technical College (SKYCTC) or Western Kentucky University (WKU) may apply for a Service One scholarship. We award four (4) $1,000 scholarships to high school seniors who are members or families of members of Service One. Check back in February to apply.
Identity Theft Protection
Information Coming Soon!
Dark Web Monitoring
Information Coming Soon!
Loan Discounts
Information Coming Soon!
Credit Building
Information Coming Soon!
Just for you
Exclusive member only benefits.
Feature
Description of feature.
Feature
Description of feature.
Upsell Section
Subject to membership requirements. All credit union programs, rates, terms and conditions are subject to change without notice.