the Latest Updates from Service One Credit Union
Our blog features credit union events, financial education for members, community partnerships, and more!
It’s that time of year again when jack-o’-lanterns leer into the dark night and cobwebby skeletons hang from every bush. Halloween is great fun for kids and kids at heart. But, if you’re the one left paying for all those costumes, decor, and candy, you may find the only scare you’re getting from Halloween this year is fear of the credit card bill’s arrival.
You and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye!
In today’s sizzling housing market, purchasing a manufactured or mobile home can be a great way to find an affordable place to call home. However, you’ll likely need a way to fund this sizable purchase. Although smaller than a typical home loan, a loan for covering a manufactured or mobile home is a big deal, so you’ll want to choose your lender carefully. Unfortunately, most large lenders and banks offer little flexibility in terms, conditions, and rates when it comes to financing manufactured or mobile homes. A credit union, on the other hand, can be a great way to cover the cost of one of these homes.
Everyone needs a way to kick back and relax, but entertainment can get expensive. Between pricey tickets to movies and sporting events, specialty hobby equipment that costs a bundle, and entertainment services that may seem to charge more than they’re worth, it’s hard to have your fun, and your budget, too.
We’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters, and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your summertime electricity bill is still astronomical?
It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2023 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your financial wellness for the rest of 2024 or even for years to come.
While it’s great to get away for some fun in the sun, it’s important to stick to a budget, even when on vacation. An over-the-top vacay you can’t afford can mean spending months catching up on credit card payments and paying high-interest rates that may make it not worth the price. This year, attack your vacation with a financial plan that you can keep by following the tips outlined below.
The best way to teach a child financial responsibility is by encouraging them to earn and manage money on their own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money.
If you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.
Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Service One Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today
If you’re like most people, you likely start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may make centers on those that affect your finances.
The 12 days of Christmas are filled with joyous gift giving. But forget about buying five golden rings, four calling birds and three French hens. Put more money in your pocket by following these year-end suggestions.
Have you ever wondered why you receive so much junk mail? Or maybe you’re not sure if a piece of mail is a scam? Read this blog post to better understand what “Credit Triggers” are and how you can take control of your information and stop the junk mail.
Between your turkey, ingredients for the holiday meal, and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap.
If you’re looking for ways to cut back without compromising on quality, here are seven easy ways to save on Thanksgiving costs this year.
Our Holiday Helper Loan is now available through Dec 15, 2023. A great alternative to high rate interest credit cards.
BOWLING GREEN, KY - Service One Credit Union, a not-for-profit member-owned financial cooperative serving South Central and Western Kentucky, is proud to announce the promotion of Justin Morris to President and Chief Strategy Officer.
Are you ready to stretch those financial fitness muscles? We hope so, because it’s time to get financially fit!
When life is comfortable and things are going well, it’s hard to think about experiencing harder times. But failing to plan for stormier days can have a devastating impact on your financial health.
Join us on September 16th in Bowling Green and Glasgow and September 23rd in Hopkinsville from 9:00 a.m. to 12:00 p.m. for our annual Shred Day!
Want to see a glimpse into the future of Service One? Check out the design plans for Service One Credit Union’s branch located near the bypass!
Service One Credit Union's Prosper Foundation is honored to be the title sponsor of the 2023 Bowling Green International Festival!
Service One Credit Union is donating $20,000 to the College Heights Foundation at Western Kentucky University (WKU) to provide student scholarships.
Identity theft continues to be more than just a costly headache. Once the bad guys have your identity information they can make repeated attempts to try to access your accounts, apply for credit in your name, and even steal your tax refund.
The rise of online shopping during the pandemic has led to a proportional increase in online fraud and scams. As the Holiday season approaches, we want to make sure you are armed with the knowledge and the skills to protect yourself.
You are standing in line at the pharmacy, ready to check out. While fumbling around in your purse for cash or a card, you notice the person in front of you has simply scanned their smartphone across the payment card reader.
In today's world, it is more important than ever to focus on the things that we can control to better safeguard our financial future. It's easy to get complacent, lulled into a false sense of security, when there are many other more urgent things to think about.
Financial literacy is the ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing.
During last year’s tax season, it seemed unlikely that we would still be dealing with the COVID-19 pandemic when filing again this year.
If you have a hobby that others would benefit from and pay you, then that’s a great way to start a business! Consider your interests when choosing a business idea. Are you tech-savvy, people-friendly, an animal-lover, a great cleaner or cook, or handy around the house?
The United States of America is one country—one country made up of 50 separate states that are allowed to make rules and regulations that are in each state’s best interest. These rules and regulations affect buying a car.
Suggested Reading
The best way to teach a child financial responsibility is by encouraging them to earn and manage money on their own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money.