Take control of Your finances, no matter where You start.
Whether you know exactly where you want to be years from now or are taking things day by day, we’re here to help you come up with a personalized strategy to get you where you’re going and provide you with resources to help!
This is a free service offered by Service One Credit Union.
Fill out the form below to schedule an appointment with one of our SOCU Credit Union Certified Credit Counselors.
Check your REAL credit report for free once a year at AnnualCreditReport.com
Lower Your Payments
If you have loans, we can review the interest rates to explore options to save you money.
Grow your Credit Score
Learn how to boost your credit score and save money in the long run.
Judgment free help!
We care about your financial well-being and offer personalized guidance every step of the way.
Schedule an Appointment
Credit Help FAQ
How does a credit review work?
We have certified Financial Counselors on staff who are here to help with judgment-free guidance. The best way to get started is with a 30-minute phone call. Please use the form on this page to get started. We may need to schedule additional time as needed at a time that works for you! We will review your credit report with you line by line. Why is this step important? We help you take a look at your entire financial picture and help you plan the next steps forward.
How will this help me?
What is the end result? Each member is different but we can share what some members have experienced:
• Consolidate loans and save money on monthly payments
• Refinance for lower interest rates and save money over the life of a loan
• Learn ways to increase their credit score to be eligible for better rates in the future
While Service One Credit Union has expertise in helping members financially, we cannot provide legal advice, nor predict any unique outcome.