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Homeownership is one of the most significant investments many people make, and over time, that investment can grow in value. One of the best ways to tap into this value is through home equity. But what exactly can you do with home equity? From home improvements to consolidating debt, the possibilities are endless. In this guide, we'll explore various ways you can leverage your home equity to meet your financial goals.
Read MoreAre you a homeowner looking for ways to leverage the value of your property? Understanding home equity (sometimes called a second mortgage) is key to unlocking financial opportunities. Whether you're considering home improvements, consolidating debt, or planning for retirement, knowing how to tap into your home equity can be a game-changer. In this post, we'll break down what home equity is, how to calculate it, and how you can use it wisely.
Read MoreWhen it comes to your credit score, understanding the difference between hard and soft inquiries will give you more control over your finances. Learn the key differences between hard and soft inquiries, how they affect your credit score, when they are used, and tips to manage them responsibly.
Read MoreLooking to improve your credit score? You're not alone. At Service One Credit Union, our FREE credit counseling services are designed to help you take control of your finances and improve your credit score.
Read MoreWhether you're applying for a loan, renting an apartment, or even getting a new job, a strong credit score can open doors to better financial opportunities. As a Service One Credit Union (SOCU) member, you have access to valuable resources to help you improve and maintain a healthy credit score and save you money.
Read MoreFinancing a car is a big decision, and making the wrong move can cost you in the long run. At Service One Credit Union (SOCU), we want to help you make informed financial choices so you can drive away with confidence. Here are some common car loan mistakes and how to avoid them.
Read MoreIf you own a home and have built up some equity, you might have heard about Home Equity loans and Home Equity Lines of Credit (HELOCs). But what do they mean, and how are they different? Let’s break it down in a way that’s easy to understand.
Read MoreTax season is a busy time for everyone—including cybercriminals. These scammers are always on the lookout for ways to exploit unsuspecting taxpayers, and this year is no exception. Recently, a new phishing scam has emerged, targeting taxpayers with fake emails designed to install malware and steal sensitive information.
Read MoreAt Service One Credit Union, your financial safety is our top priority. During Fraud Awareness Week, we want to empower you with the tools and knowledge to recognize and prevent fraud, keeping your hard-earned money secure.
Read MoreDiscover why Service One Credit Union stands out from traditional banks. Learn about our member-owned model, competitive rates, community impact, and personalized service that helps you achieve long-term financial success. Join today!
Read MoreJoining a credit union can be one of the best financial decisions you may ever make in your life. Besides the lower loan rates and community support, becoming a member of a credit union has many benefits.
The first step to joining a credit union is to understand that you will need to deposit a minimum amount of money that will act like a “membership investment”, often called either a “Share Account” or “Par Value”.
Read MoreYou and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye!
Read MoreThe best way to teach a child financial responsibility is by encouraging them to earn and manage money on their own. As the weather warms and summer nears, there are many opportunities for your kids to pull in some extra money.
Read MoreIf you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
Read MoreEveryone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.
Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Service One Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today
Read MoreThe 12 days of Christmas are filled with joyous gift giving. But forget about buying five golden rings, four calling birds and three French hens. Put more money in your pocket by following these year-end suggestions.
Read MoreBuying a car from another state involves key steps. Learn how to prepare for an auto purchase across state lines, there are more steps involved than you may realize. Service One can pre-approve your loan to help simplify the process.
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