It’s that time of year again when jack-o’-lanterns leer into the dark night and cobwebby skeletons hang from every bush. Halloween is great fun for kids and kids at heart. But, if you’re the one left paying for all those costumes, decor, and candy, you may find the only scare you’re getting from Halloween this year is fear of the credit card bill’s arrival.
Read MoreYou and debt are so over. You’ve just about had it with those endless piles of credit card bills and those hideous numbers that never seem to get any lower. It’s time to kiss that debt goodbye!
Read MoreIn today’s sizzling housing market, purchasing a manufactured or mobile home can be a great way to find an affordable place to call home. However, you’ll likely need a way to fund this sizable purchase. Although smaller than a typical home loan, a loan for covering a manufactured or mobile home is a big deal, so you’ll want to choose your lender carefully. Unfortunately, most large lenders and banks offer little flexibility in terms, conditions, and rates when it comes to financing manufactured or mobile homes. A credit union, on the other hand, can be a great way to cover the cost of one of these homes.
Read MoreEveryone needs a way to kick back and relax, but entertainment can get expensive. Between pricey tickets to movies and sporting events, specialty hobby equipment that costs a bundle, and entertainment services that may seem to charge more than they’re worth, it’s hard to have your fun, and your budget, too.
Read MoreWe’ve all heard it before: Close the vents in rooms you don’t use, regularly replace your AC filters, and vacuum the coils on your fridge. But what if you’re following all the conventional energy-saving tips and your summertime electricity bill is still astronomical?
Read MoreIt feels like you just packed away the holiday decorations yesterday, but believe it or not, 2024 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your financial wellness for the rest of 2024 or even for years to come.
Read MoreWhile it’s great to get away for some fun in the sun, it’s important to stick to a budget, even when on vacation. An over-the-top vacay you can’t afford can mean spending months catching up on credit card payments and paying high-interest rates that may make it not worth the price. This year, attack your vacation with a financial plan that you can keep by following the tips outlined below.
Read MoreIf you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
Read MoreEveryone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.
Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Service One Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today
Read MoreIf you’re like most people, you likely start each year with a list of resolutions to help you improve various aspects of your life. The list may include resolutions to help you become more physically fit, further your career growth and improve your personal relationships. Another category of resolutions you may make centers on those that affect your finances.
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