Posts in Main Blog .
What Can You Do with Home Equity?

Homeownership is one of the most significant investments many people make, and over time, that investment can grow in value. One of the best ways to tap into this value is through home equity. But what exactly can you do with home equity? From home improvements to consolidating debt, the possibilities are endless. In this guide, we'll explore various ways you can leverage your home equity to meet your financial goals.

Read More
What is Home Equity?

Are you a homeowner looking for ways to leverage the value of your property? Understanding home equity (sometimes called a second mortgage) is key to unlocking financial opportunities. Whether you're considering home improvements, consolidating debt, or planning for retirement, knowing how to tap into your home equity can be a game-changer. In this post, we'll break down what home equity is, how to calculate it, and how you can use it wisely.

Read More
Hard vs. Soft Inquiries: How They Affect Your Credit Score

When it comes to your credit score, understanding the difference between hard and soft inquiries will give you more control over your finances. Learn the key differences between hard and soft inquiries, how they affect your credit score, when they are used, and tips to manage them responsibly.

Read More
How Credit Counseling at Service One Credit Union Can Improve Your Credit Score

Looking to improve your credit score? You're not alone. At Service One Credit Union, our FREE credit counseling services are designed to help you take control of your finances and improve your credit score.

Read More
How to Improve Your Credit Score

Whether you're applying for a loan, renting an apartment, or even getting a new job, a strong credit score can open doors to better financial opportunities. As a Service One Credit Union (SOCU) member, you have access to valuable resources to help you improve and maintain a healthy credit score and save you money.

Read More
Common Car Loan Mistakes and How to Avoid Them

Financing a car is a big decision, and making the wrong move can cost you in the long run. At Service One Credit Union (SOCU), we want to help you make informed financial choices so you can drive away with confidence. Here are some common car loan mistakes and how to avoid them.

Read More
Home Equity Loan vs. Home Equity Line of Credit: Which is Right for You?

If you own a home and have built up some equity, you might have heard about Home Equity loans and Home Equity Lines of Credit (HELOCs). But what do they mean, and how are they different? Let’s break it down in a way that’s easy to understand.

Read More
Tax Season Scams

Tax season is a busy time for everyone—including cybercriminals. These scammers are always on the lookout for ways to exploit unsuspecting taxpayers, and this year is no exception. Recently, a new phishing scam has emerged, targeting taxpayers with fake emails designed to install malware and steal sensitive information.

Read More
Q3 2024 Newsletter | Membership Matters

Discover exciting news in the latest Service One Credit Union newsletter! Learn about the new, lower Par Value amount, relive the grand opening of our Bypass branch, and meet the featured artist gracing our Community Meeting Room. Plus, celebrate with us as our Glasgow Branch claims the Best of Barren's Best Credit Union award! Don't miss out on these and more updates – check out the Q3 newsletter today!

Read More
Q2 2024 Newsletter | Membership Matters

Exciting news for Bowling Green residents! Service One Credit Union's Q2 2024 newsletter is out, featuring the grand opening of their new Bypass branch. Looking to upgrade your plastic? They've also unveiled a new credit card option. Plus, the newsletter recognizes seven associates for their recent promotions. Thinking about your finances? They may also have info on FREE Financial Counselors (details inside!). Learn more about Service One CU's latest offerings and how they can serve you better in Bowling Green, KY.

Read More
8 Super Scary Halloween Hacks to Save You Money

It’s that time of year again when jack-o’-lanterns leer into the dark night and cobwebby skeletons hang from every bush. Halloween is great fun for kids and kids at heart. But, if you’re the one left paying for all those costumes, decor, and candy, you may find the only scare you’re getting from Halloween this year is fear of the credit card bill’s arrival.

Read More