When it comes to your credit score, understanding the difference between hard and soft inquiries will give you more control over your finances. Learn the key differences between hard and soft inquiries, how they affect your credit score, when they are used, and tips to manage them responsibly.
Read MoreLooking to improve your credit score? You're not alone. At Service One Credit Union, our FREE credit counseling services are designed to help you take control of your finances and improve your credit score.
Read MoreWhether you're applying for a loan, renting an apartment, or even getting a new job, a strong credit score can open doors to better financial opportunities. As a Service One Credit Union (SOCU) member, you have access to valuable resources to help you improve and maintain a healthy credit score and save you money.
Read MoreIt feels like you just packed away the holiday decorations yesterday, but believe it or not, 2024 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your financial wellness for the rest of 2024 or even for years to come.
Read MoreIf you’re always wondering how you’re going to pay the next bill, feel guilty when you indulge in overpriced treats and you can’t seem to find money to put into savings, then you probably need a budget.
Read MoreEveryone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.
Don’t let this be you! If you’re ready to start saving, but you don’t know where to begin, Service One Credit Union can help. Here are seven simple steps that can get you on the fast track to building your nest egg today
Read MoreBuying a car from another state involves key steps. Learn how to prepare for an auto purchase across state lines, there are more steps involved than you may realize. Service One can pre-approve your loan to help simplify the process.
Read More